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White papers

Sourced research on ground ambulance billing — where the charges come from, why federal law still doesn't reach them, and which errors are detectable from the documents a patient already has.

No. 01 · August 2026
The Last Surprise Bill

Ground ambulance was carved out of the No Surprises Act. Four years on, roughly half of emergency ground rides still generate an out-of-network charge. This paper covers the carve-out, why state laws can't close it, how an ambulance charge is assembled, and the two errors worth auditing for.

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Every figure in these papers is traceable to the source named beside it. EMRVerify does not use the widely circulated claim that 80% of medical bills contain errors — it has no traceable primary study behind it.